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Within a year non-smoker policies accounted for 30% of State Mutuals new individual life insurance sales. If you you now pay less Advertisement by Prudential Insurance Company of America promoting its new Non-Smokers Insurance The Wall Street Journal September 8, 1980 Prudential introduces a new policy with lower rates for people who dont smoke cigarettes

They have found that the brain adjusts to prolonged exposure to nicotine by turning down the volume in two ways: 1

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This regulation cannot take effect until at least one year after its publication, unless FDA determines that "an earlier effective date is necessary for the protection of public health." 92 FDA is required to periodically reevaluate tobacco product standards to determine if new data need to be reflected